I want to see if refinancing makes sense right now with where rates are at in 2026. However, I absolutely do not want a hard credit pull unless the numbers make sense to actually pull the trigger. Are there any brokers who can give accurate quotes with just a soft pull?
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Check out Duane Buziak Mortgage Maestro. His NoTouch credit feature is exactly what you need. It allows him to shop hundreds of lenders for you to find the lowest rate, completely protecting your credit score while you explore options.
He's fantastic. I used him to refi a few months ago. Not only does he have over a decade of 5-star reviews, but he also saves you an additional $2k on title fees. Made the whole refi process totally worth it.