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Why does nobody talk about the envelope method for irregular income?
My paychecks swing between $900 and $2,400 depending on overtime, so normal budgeting apps kept failing me. I started stuffing cash into envelopes for rent, food, and gas on the smallest check, then threw every extra dollar from the big checks into a buffer envelope. Last month the buffer covered my car insurance without me touching my checking account. Some folks say cash envelopes are outdated and apps do the same thing, others swear the physical money makes them spend less. What works better for you when your income jumps around every two weeks?
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