Tried the cash envelope thing for groceries last month, ended up $62 under budget

I figured I'd fail by week two but watching the actual cash disappear made me way more careful at Aldi, and now I'm wondering if I should do the same for gas, has anyone else had it work better than cards?

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victor_adams954d ago

and honestly that's the whole trick for me too, the physical cash makes it feel like a game instead of just numbers on a screen. I did the same thing with gas and it worked scary well, I'd pull out forty bucks for the week and suddenly I was planning my errands around the cheapest station instead of just filling up wherever. What really sealed it was taking the leftover bills and throwing them in a jar, by the end of the month I had like eighty dollars just from being cheap at the pump. that turned into a "stupid tax" fund for when I need new wiper blades or a surprise oil change, stuff that always wrecked my budget before. also made me realize how much I was paying for the convenience of not thinking about it, now I just treat Mondays like a pit stop cash day and I'm actually ahead for the first time in a while.