Hit $1,000 on credit card sign-up bonuses in one year. Is that normal or did I get lucky?

2 comments

2 Comments

Honestly, hitting $1,000 in sign-up bonuses in a year is pretty normal if you know what you're doing. I've been doing this for a few years and that's about what I usually pull in just from churning a couple cards. The key is to aim for cards with high minimum spend requirements, like $4k in 3 months, and time them around big purchases you'd make anyway. Don't just sign up for random cards, look for ones that match your spending habits or have a bonus that covers a trip you already planned. You got lucky only if you didn't plan it, but if you did, that's just smart credit card management. Just keep an eye on your credit score and don't apply for too many at once.

grantl942d ago

Exactly. People sleep on timing the spend with real expenses. I just lined up a card bonus with my biannual insurance payment and it barely felt like effort. Spread your apps out by like 4-6 months and you're golden.